BUSINESS DEVELOPMENT

# DBA Certificates issued
(January 2012: 28)

EMPLOYMENT DATA

State Unemployment Rate (MA)
6.8% December 2011

U.S. Unemployment Rate
8.5% in December 2011

Metro Boston Unemployment Rate*
(P) 5.8 in December 2011

State and Area Employment (000s)
3234.5 (P) December 2011

Jobs (MA: 40,700 - YoY 12/10 -12/11)

Suffolk County Unemployment # & Rate
23,465 6.2% (November 2011 NSA^)

Occupational Employment and Wage Estimates (Boston Metro 5/2010)
$27.19 (avg. hr)
$56,560 (avg. a.)

U.S Productivity:
0.7% in 4rd Qtr of 2011 (p)

INCOME

Suffolk County Avg. Wkly Wage
$1,382 (2nd qtr 2011)

HOUSING

Housing Permits (MA):
December 2011: 894

Massachusetts Homeownership Rate
65.1 (2009)

Four Quarter 2010 % Change in FHFA MSA-Level House Price Indexes (All Transactions Index, Boston -1.49% 2011 Q3)

Foreclosure Rate Suffolk County (MA) Mortgages delinquent over 90+ days 2010 Q3: 6.1%

CONSUMER

U.S. CPI-U, All items, 12-month % change*
+3.0% December 2010 over December 2011

Boston Consumer Price Index
12mo % change (11/10 -11/11): +2.9%

ENERGY

Boston Average Price - Gasoline, Unleaded Reg., Per Gallon/
$3.249 Dec. 2011

Massachusetts Average Price Heating Oil
$3.951 per gallon (excl. taxes) January 30, 2012

Stock Market: Local:
East Boston Savings Bank Stock Latest

*NSA - Not seasonally adjusted